Social Security Payment Calendar 2027: Exact Dates by Birth Date

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🚨 BREAKING

Your 2027 checks are already scheduled — and one of them arrives in December 2026. Miss that detail and you'll think your January payment vanished.

Fuente: SSA Publication No. 05-10031 (calendario oficial de pagos 2026–2027, ssa.gov).

Social Security 2027 payment calendar
Quick Answer

In 2027, SSI arrives on the 1st and Social Security retirement/disability/survivors checks follow your birthday: born 1st–10th = second Wednesday; 11th–20th = third Wednesday; 21st–31st = fourth Wednesday. People on the "3rd of the month" legacy schedule get paid Jan 3 — but since it lands on a weekend after a holiday holiday, that first payment goes out Thursday, December 31, 2026.

The Social Security Administration published its official 2026–2027 payment calendar (Publication No. 05-10031), which means every deposit date for next year is already locked in. Here's the full breakdown, so you can plan rent, groceries and medication pickups around your money.

The Full 2027 Schedule by Birth Date

Born onPayment day2027 dates
1st–10thSecond WednesdayJan 13 · Feb 10 · Mar 10 · Apr 14 · May 12 · Jun 9 · Jul 14 · Aug 11 · Sep 8 · Oct 13 · Nov 10 · Dec 8
11th–20thThird WednesdayJan 20 · Feb 17 · Mar 17 · Apr 21 · May 19 · Jun 16 · Jul 21 · Aug 18 · Sep 15 · Oct 20 · Nov 17 · Dec 15
21st–31stFourth WednesdayJan 27 · Feb 24 · Mar 24 · Apr 28 · May 26 · Jun 23 · Jul 28 · Aug 25 · Sep 22 · Oct 27 · Nov 24 · Dec 22
SSI (all)First of monthThe 1st — moved to the prior business day when it hits a weekend or holiday

The Dates That Move in 2027

Three quirks worth circling. First: January's SSI and "3rd of the month" payments land early — New Year's Day falls on Friday, so those deposits go out Thursday, December 31, 2026. Second: SSI shifts back a day in three months because the 1st hits a weekend — May's check arrives April 30 and August's arrives July 30. Third: if you receive both SSI and Social Security, your Social Security portion always comes on the 3rd while SSI stays on the 1st.

What Your Check Will Look Like

Payments through December 2026 include the 2.8% COLA that started in January. The 2027 cost-of-living adjustment is officially announced in mid-October 2026 — current estimates put it between 3.4% and 3.6%, which would be the biggest raise in three years. Every 2027 date above will reflect whatever COLA gets confirmed, applied automatically with no action needed on your part.

What It Means for You

Direct deposit usually posts one to two business days earlier than the official date. If a payment doesn't show up, SSA asks you to allow three additional mailing days before calling 1-800-772-1213 (Spanish: same line). And bookmark this page — when October's COLA announcement lands, we'll update the dollar impact for each group right here.

FAQ

What day will I get my Social Security check in 2027?
It depends on your birth date: born 1st–10th = second Wednesday of the month (Jan 13, Feb 10, Mar 10...); 11th–20th = third Wednesday (Jan 20, Feb 17, Mar 17...); 21st–31st = fourth Wednesday (Jan 27, Feb 24, Mar 24...). SSI arrives on the 1st of each month.
When is the January 2027 Social Security payment?
For people on the legacy "3rd of the month" schedule and SSI recipients, the January 2027 payment goes out early on Thursday, December 31, 2026, because Jan 1 falls on a Friday (holiday) and Jan 3 on a Sunday. Birthday-Wednesday groups get paid normally: Jan 13, 20 or 27.
Will there be a COLA increase in 2027?
Yes. The official 2027 COLA will be announced in mid-October 2026. Estimates as of August 2026 put it between 3.4% and 3.6%, which would be larger than the 2.8% increase beneficiaries received in 2026.
What if my payment date falls on a holiday?
Payments scheduled on weekends or federal holidays are issued on the business day immediately before. For example, SSI due May 1, 2027 (Saturday) arrives April 30, and SSI due Aug 1, 2027 (Sunday) arrives July 30.